Coordinator's Note: Housing is only legal for Rogue Society players. This is subject to change between now and when we release the official paperwork in Nov 2011. Please leave your comments and issues below. --VMDC
Perquisites:
1) The deed owner of the estate must have one character at Level 5 or higher. Other characters that inhabit the house can be over any level.
2) PC must have an account with the Pathfinder’s Bank and have a minimum of 5,000 gp deposited in a personal account. (Storage accounts do not count as collateral, no matter what is in it.)
3) The player must be in good standing with the Pathfinder Society (in RL and IC) and must be a registered player in said society (This means, you need to be registered with Paizo and on our Warhorn site for RSVP’s.)
4) The player must also be a part of our society for at least 3 months and have a minimum Fame level of 20 and have a PA minimum of 5PP to be eligible. This rule also applies to GM’s and coordinators as well.
Mortgage Terms of Agreement:
1) The PC has two options: A) They may purchase the estate outright if they have the proper amount for the land. B) They may take a loan for up to 50% of the amount needed for the location.
2) If they choose the second option, the party is required to put the remaining difference of the loan as a down payment. Ex: If the loan is for a 10,000gp mansion, the deed owner is required to put down 5,000gp and will make payments on the remaining difference on the estate. \
3) Players are required to pay monthly, and the coordinator of the PFS Rogue Society, will be responsible for the bookkeeping of the accounts. Coordinators and GM’s will find the information concerning PC’s holding Real Estate in the PFS GM Binder at their Grand Lodge.
4) There are no property taxes for members of the Pathfinder’s Bank as the Pathfinder Society will be covering said property taxes so long as you are a member of your society.
5) Upon the death of the character who owns the deed, it would then be passed down to the next character in the PC’s collection. They will also be responsible for the payments unless they decided to sell the property.
6) If at any time the PC chooses to sell their property, they will be allowed to sell it at market value (See the “Market Value” table attached) minus 10% for bank fees and changing of legal titles.
7) If a player defaults on their mortgage, they will lose their property and will take a -10 penalty to their Fame Award for defaulting on the Society. They will also have to wait one full calendar year in real life before they can reapply for a new loan.
